AIVO Journal

AIVO Journal

Analysis of How AI Systems Shape Decisions

From Measurement to Mandate: Why AI Recommendation Oversight Now Requires Institutional Control Frameworks

From Measurement to Mandate: Why AI Recommendation Oversight Now Requires Institutional Control Frameworks

Abstract The Q1 2026 Global Banking AI Decision Index demonstrated that large language model recommendation systems exhibit measurable structural concentration, late-stage substitution, and cross-platform instability. Subsequent industry response and media coverage elevated AI-mediated selection into executive discourse. This article argues that the decision layer now requires formal institutional oversight. AI
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